descriptive question

DESCRIPTIVE CREATING:1. After the turf war between SEBI & IRDA, the Govt. wants to tinker the Regulatory Mechanism in the country and that can deprive the Regulators of their autonomy. Put across your views based on your study and observation of financial market.

The ostensible reason for the ordinance issued by the central Government on June 18 was to end an unseemly dispute between two financial dispute between two financial sector regulators—The SEBI and The IRDA. It is alleged that the Govt. has used the ULIP controversy to effect far reaching changes in India’s financial regulatory set up. The ordinance has been the starting point. To pre-empt the occurrence of such disputes and adjudicate if necessary on future ones, the govt. has proposed a high-level committee comprising all the financial sector regulators and chaired by the Finance Minister. It is this more than any other feature of the ordinance that has become highly controversial.According to many critics, the government seems to be rearranging the pecking order of financial sector regulators. The RBI, the oldest regulator and also the monetary authority, seems to be placed on a par with other regulators instead of being the pre-eminent regulator, especially in monitoring financial stability. The RBI governor has apparently recorded his opposition and suggested that the ordinance be allowed to lapse.At a very basic level it is not clear why a new institutional mechanism to adjudicate regulatory disputes is needed. Instances of high-profile disputes such as the one over ULIPs are rare. If they do occur the existing high-level committee presided over by the RBI should be able to tackle them and prevent them from escalating into a major crisis.An even more substantial criticism is that the government is trying to effect a regulatory capture by undermining the autonomy of the regulators. The fact that the new body will be chaired by the Finance Minister and have the Finance…

Gothic Revival vs Italianate

Ebonie Remsey
GHPR 479
Picturesque Movement: Gothic Revival & Italianette
In the 1840s and 1850s, a reaction began against the earlier architectural styles, like the Greek Revival, which had looked back to Classical models. Instead, a new type of house design, referred to as Picturesque or Romantic, took hold. Emphasizing irregularity in their floor plans and a variety of decorative motifs derived from medieval sources, these kinds of houses would predominate to the end of the nineteenth century. The first two Picturesque styles to appear were the Gothic Revival and Italianate. As America transitioned into the latter half of the nineteenth century, Gothic architecture grew in popularity. The spirituality of Gothic design was quickly adopted as a counteraction to industrialization. Instead of the classical forms of the previous decades, Gothic Revivalism brought an organic nature back into American architecture. Instead of Greek and Roman columns, lintels, pediments, and round arches, Gothic Revivalism radiated romanticism and naturalism through slender, clustered columns, steeply pitched roofs with interior vaulting, stepped buttresses, and pointed arches. The Gothic Revival resurrected the sacredness of the past through the use of decoration and organic geometric forms. Churches in particular adopted Gothic architecture as their new style. They used Gothic architecture as a symbolic message of expressive piety similar to European cathedrals. During the middle ages in Europe, Gothic cathedrals were enormous and overpowering, dwarfing individuals in the architecture to impress upon him the power of God. To American churches, the medieval, Gothic style was purposeful and fitting to the principles and functions of the church. Moving into the last quarter of the nineteenth century, American churches wanted to engage in an age of faith, not empiricism. . Established in Ann Arbor in 1827, Saint Andrew’s Episcopal Church exudes these aspects…

Skirrid Fawr Essay (Owen Sheers-Skirrid Hill)

“Remind yourself of the poem Skirrid Fawr”To what extent do you agree that this poem is of central importance to this collection?”Skirrid Fawr is the poem that almost closes the curtains on the collection. It is a summary of a collection of poems that was described by Robert Frost as, a piece of ice on a hot stove, a collection of poems that ride on its own melting. I believe it is of great central importance to the collection as the last poem stalks the reader mind after putting down the book. The collection starts off with ‘last act’ which gives the reader a sense that he will be breaking conventions throughout the book, to ‘marking time’ where he experiences his first sexual encounter of the collection. His poems involve a wide range of metaphorical devices and themes throughout.Sheers is describing Skirrid Hill in this poem and he portrays it as possibly his place of solace. “I am still drawn to her back for the answers to every question I have never known”. The enjambment technique is used in this line and this might imply that the ‘questions he’s never known’ may be almost recurring. This supports the idea that he is ‘drawn back to her’ and the reason that he keeps reappearing. Sheers describes ‘her’ to have a ‘holy scar’. This suggests that she may be a connection to a higher power such as God, if he keeps returning to her for unknown answers. The idea that he wants to know the unknown, shows that he himself is experiencing a great struggle for identity, and is almost struggling to accept who he is. Sheers may possibly be describing a woman he has shared romance with. Evidence to suggest this within the poem includes the central motif of body imagery. ‘scar’, ‘broken spine’, ‘unlearned tongue’. The words he has chosen might show a clear message of a ‘broken’ relationship as all body parts describe are presented in a negative light. ‘broken’, ‘unlearned’ and ‘scar’ itself suggest pain.However, the hill could be simply a metaphor for time….


1. Homework (14 chapters) 30%
2. Mid-term Exam (Chapters 1-8) 25%
3. Final Exam (Chapters 11-16) 25%
4. Three Assignments (5% each) 15%
5. Discussion Forum 5%
6. Chapter Quizzes (14 chapters) Extra CreditExtra credit points earned will change your final course grade according to the following scale: 126–140 points = 5 points added to final course average; 105-125 points = 4 points added to your final course average; 84-104 points = 3 points added to your final course average; 63-83 points = 2 points added to your final course average; and 42-62 points = 1 point added to your final course average.
A final course average of 90% or above will earn an A, an average of 80% to 89% will earn a B, an average of 70% to 79% will earn a C, an average of 60% to 69% will earn a D, and an average below 60% will earn an F.
V. Homework Using MyFinanceLab
Logon to the MyFinanceLab website. There you will find assigned homework problems. These problems must be completed and submitted for grading. Problems can be repeated (the computer will use different numbers for each attempt) to enable students to learn the material. Thus, homework can be a valuable learning tool in preparing for quizzes and exams. Homework problems are graded by MyFinanceLab, and immediate feedback is provided to students. All students should be able to achieve an excellent homework grade while reinforcing their learning. Remember to use the instruction aids as needed when completing your homework. These include the “Help Me Solve This”, “Show Me An Example”, and “Ask the Instructor” buttons at the left of the homework problems. You will need to complete all of the homework problems assigned for each chapter.
Once you access MyFinanceLab, click the “Homework” button located on the left menu. The listing of chapters should appear. If you get…

Human Relation Management

Walt Disney is renowned successful company in the world for decades. Since the 1920’s the company have been responsible in providing endless family entertainment from cartoon characters, children TV show, blockbuster movies to amusement parks which caters to all ages. Its company main goal starting from top executives, down to bottom is to create a memorable, fun and magical experience for their entire guest as well as their employees. From a black and white cartoon character called “Mikey Mouse” the creator and his company grew to a global empire. The company also emphases in harnessing innovative ideas, cultural heritages and making magical dreams possible with the help of talented staff and cast members. This is one of the reason why people keeps coming back year after year to the parks including digitally re-edit classic movies despite the price hikes. Because of its success, their management styles have been one of the many focal points in business and management studies from different colleges and/or universities around the world.
To better understand Walt Disney management styles and principles, we first need to know the difference between Classical Management and Human Relations Theory. Classical Theory management originated during 20th century using pyramid as formal structure base on three theories, such as Bureaucratic organization focuses on rules and hierarchy, Administrative focuses on plan organized commands, and scientific management that deals with economic rationality and efficiency. Workers interest and opinion was not taken in to consideration with in this type of management. At the time workers was viewed as the extension of the machine, because their opinions and suggestion are not being taken in to account. The main goal is to meet the productivity target and higher profit margins.
Human Relation Theory focuses more on social factors, people’s behavior, working environment conditions, leadership and informal…

Hiring ethical people

Is hiring ethical people most important factor in creating and sustaining an ethical organizationStudent’s Name
Professor’s Name
Is hiring ethical people most important factor in creating and sustaining an ethical organizationIntroduction and thesis statement
Whether hiring ethical people is the most important factor in creating and sustaining an ethical organization is one of the questions that in mind of every manager or an entrepreneur. This is because employees who uphold good and appropriate ethical codes are valuable assets to the organization.
Using different ethical framework and different literature information, this work aims at answering the question as to whether hiring ethical people is the most important factor in creating and sustaining ethical organization. The research would be based on a thesis statement that hiring ethical people is just but a step towards creating and sustaining an ethical organization.
Arguments supporting the thesis
Bad apples and bad barrels principle
The principle of bad apples and bad barrels helps in supporting the fact that hiring ethical people is the most important factor in creating and sustaining an ethical organization. Citing the statement made by psychologist Philiph Zimbardo, Shermer, (2007), in the article ‘Bad Apples and Bad Barrels’ asserts that that there is a propensity for good and evil in everyone and whether it comes out is a matter of situation. This implies that even of ethical employees are hired and that the situations existing within the organization does not allow them to exercise their ethical section of life, the chances of them changing and becoming unethical.
This suggest that although hiring ethical people can helps in creating ethical workplace, managers and entrepreneurs still need to provide a conducive ethical environment that will enable the ethical employees exercise their good morals. van Mook (2010), in the article , ‘Bad apples…

appreances are deceptive

We spend a lot of time checking our appearances in the mirror. Is that because our appearance is important to us or to other peopleOur appearance is the aspect that one may see from the exterior/outside parts of our body. It is the first thing that other people see; therefore the one that will serve as the basis of what they call “first impressions”. Take note, not all impressions will already tell you that a person possesses that kind of trait or character. That is why, I say – Appearances are truly deceptive.
For us people, it is natural that we judge things according to what we see. My example is a candy with a very nice wrap/ cover or w/ shiny texts on it and with colourful designs. Isn’t it that we assume that it also tastes nice and sweet? And when the wrapper looks cheap and dull, we automatically register in our minds that it is not a good candy and or we would rather not choose those candies. It is same as through with people. When you see a person with a very nice dress, matching long hair and angelic look, you will conclude that she is nice to be with. After spending time together, you found out that she turned out to be a brat and a horrible friend. Then, that would only be the time that you will feel cheated and was failed by the way she looks. Our appearances are ambiguous and that causes one to believe what is not true.
Before knowing the person, take the neutral side. Do not believe on what you and your friends think. “It is very easy to form a negative opinion about a person because you don’t like the way he looks; this will become like barriers for further communication between you and this person”. So from that, I say when you look at people also take into considerations their inner beauty not just by what their cover shows you. Make friends not barriers…
In the world today, appearances play a big part in everyone’s lives. We can’t tell what everybody is thinking because their outward appearance can cover…

Module Outline

UNIVERSITY OF EAST ANGLIA Norwich Business School May/June UG Examination 2011-12INTRODUCTION TO BUSINESS NBS-1B1YTime allowed: 2 HoursAnswer ALL questions from Section A (multiple choice) and ANY TWO questions from Section B. Section A answers MUST be completed on the answer grid provided. Section B answers MUST be completed in the answer book provided.ANSWERS for section A and section B MUST be attached together at the end of the exam with the tag provided. Candidates using a calculator are advised to include some working details in their answers.Notes are not permitted in this examination. Do not turn over until you are told to do so by the invigilator.NBS-1B1Y Copyright of University of East AngliaModule Contact: Andrew Vasallo Version 3 Page 2Section A: (this section constitutes 20% of the marks) MULTIPLE CHOICE. Choose the alternative that best completes the statement or answers the question. Please select one answer unless otherwise specified. You must attempt all questions in this section and record your answers on the answer grid provided using a tick in the appropriate box for your chosen answer as the example below EXAMPLE ONLY Question 1 2 A B C D ENOTE – Only clearly identifiable answers will be marked. Where you are requested for a TRUE or FALSE answer, write this clearly in the boxes provided as shown in the example below – EXAMPLE ONLY 2 T R U E1. Which of the following are generally accepted as the functions of management? a) Planning, directing, supervising the uses of resources. b) Planning, organising, controlling, and leading the use of resources. c) Planning, forecasting, directing the use of resources. d) Planning, rewarding, organising, disciplining, the use of people resources.2. Which one of the following is not a principle of Taylor’s scientific management? a) Efficiency should rise if tasks are routine and predictable. b) Staff should be given a wide range of autonomy. c) Techniques such…

Bipolar disorder

Bipolar disorder, which has sometimes been known as manic-depressive disorder, is a psychiatric condition which describes a wide range of mood disorders. It is defined by alternating moods of elevated energy and depression. It is also possible to experience a mixture of both states at once. It is becoming increasingly difficult to diagnose bipolar disorder because many people have very varying experiences with the highs and lows. Some people may experience a lot of mania and not a lot of depression. Others may seem stuck in a rut of depression, only experiencing a small number of manic episodes. Bipolar disorder is usually initially diagnosed as major depression, and then further investigation leads to the more narrow diagnosis of bipolar disorder. Symptoms usually become prevalent in late adolescence or early adulthood. Those diagnosed with bipolar disorder are at an elevated risk of suicide. However, not all aspects of bipolar disorder are bad. Many people take their disorder in stride and use it as a tool to guide their lives and set goals for themselves. It has also been noted that many famous creative figures have been diagnosed with bipolar disorder. There is even evidence that bipolar and creativity are connected. A depressive episode is characterized as one where the patient experiences feeling sad, scared, disinterested, anxious, angry, alone and hopeless. Some patients become indifferent to many things, and lose interest in sex, food, and social activities. A depressive episode may contain suicidal thoughts, and in very extreme cases, the patient can become psychotic and experience delusions and hallucinations. For it to count as a “major depressive disorder” the patient must experience five established criterion for a span of two-weeks. The symptoms must disrupt some aspect of the patients life, such as work or school, the symptoms cannot be related to drug use, and the symptoms are negated when occurring within…

Future of Democracy in Pakistan

Future of Democracy in Pakistan
I. Quaid’s vision of Democracy
II. United Nations and democracy
· United Nations Democratic Fund
· UN charter endorses democracy
· Article 21 of Universal Declaration of Human Rights highlights democratic values
III. Democratic states-a universal standard form of human society
IV. Origin of democracy
V. Contribution of different cultures for evolution of democracy
VI. Varieties of democracy
VII. Islam and democracy
· Islamic form of government is close to democracy
· Islamic democracy slightly differs from western secular democracy
Main Body:
i. Political history of Pakistan:
· Assassination of Liaquat Ali Khan, 1951
· Martial law of Ayub Khan, 1958
· Transfer of power to General Yahya Khan, 1969
· Dismemberment of Pakistan, 1971
· Zulfikar Ali Bhutto as Civilian Martial law Administrator
· Martial law of General Zia UL Haq, 1977
· Restoration of so-called democracy, 1988
· Martial law of General Pervaiz Musharraf, 1999
· Restoration of democracy, 2008ii. Causes of failure of democracy in Pakistan:· The spirit of unity evaporated after emergence of Pakistan
· Egocentric politicians
· Military involvement in politics
· Dictators choose the worst lot of politicians every time
· Corruption
· Strengthening of bureaucracy
· Feudal cum politicians
· Leadership void
· Lack of education
· Lack of economic development
– Paul Collier-$2,700 per capita income as the threshold to democracy
· Mutual squabbling of politicians
· Personality-driven politics
· Weak independent institutions
· Constitutional crisis
· Concentration of power with the president